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Monday, 1 September 2008

Best Buys in Your Yearly Worldwide Travel Coverage

by: Steve Cogger
For best buys in annual travel insurance worldwide you need first only travel as far as your Internet connection. Annual travel insurance for worldwide travel is the best buy, as compared with single trip coverage, if you're going to be making more than one trip in a calendar year, or if you're stay is going to be lengthy. Let's look at some insurers and plans that qualify as best buy annual travel insurance worldwide. One UK travel insurance carrier that dubs itself the cheapest worldwide travel insurance offers not only annual coverage but plans specific to a single trip, a business trip, backpacking adventures, and plans designed with folks over 65 in mind. You can purchase the best buys in worldwide travel insurance for a year's worth of worldwide coverage that includes the U.S. and Canada as well as Europe, or you can choose to exclude the United States and Canada. This coverage, while noted as worldwide travel insurance does exclude from coverage several high-risk areas - the countries of Israel, Lebanon, Libya and Algeria. In fact, you would be hard pressed to find annual or single trip travel insurance coverage for these countries anywhere. Were you to do so you can count on them not being among your best buy. Let's look at an example quote and see if it is indeed one of the best buys in annual travel insurance worldwide. These quotes are for UK residents. Assuming two adults, the oldest 64, traveling in Europe, the range of cost is indeed quite low - from a per person low of $46.43 U.S. dollars to a high of $78.18. These just might be some of the best buys in annual travel insurance worldwide. Coverage includes trip delay or cancellation protection, medical care, the cost of repatriation back to your home, hospital care, lost or delayed luggage, missed flight connection or departure, hijacking, accident, personal liability, care of injured pet, and even vacation abandonment (which means were your flight or cruise to be delayed 12 hours or more you could choose to cancel your plans and be reimbursed for doing so.) These best buys in annual worldwide travel insurance also offer additional coverage add-ons (for an additional price, of course.) You can choose to pay an extra fee for additional travel insurance coverage for loss or theft of money you carry with you, for loss or damage to business equipment such as your laptop, blackberry or cell phone, and for injury during participation in golf or winter sports. Best buys in travel insurance worldwide are also found on the Internet, with many sites offering an easy comparison.

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